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                                  Disclosure

                                  Jennifer Cheung is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0H95458), NY, and UT. No insurance business may be conducted outside the states referenced.

                                  As a New York Life Agent, Jennifer Cheung is licensed and authorized to offer insurance in California, but Ruby Legacy Financial and Insurance Solutions, LLC may not be. For additional information on California licensure status, please click here.

                                  Jennifer Cheung is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 951 Mariners Island Blvd Ste 600, San Mateo, CA, 94404, 510.285.6179. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, and OH. No offers may be made or accepted from any resident outside the specific states referenced.

                                  Jennifer Cheung is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, and OH. As such, these services are strictly intended for individuals residing in the states referenced.

                                  The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

                                  Ruby Legacy Financial and Insurance Solutions, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                                  Neither Ruby Legacy Financial and Insurance Solutions, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                                  For more information about NYLIFE Securities LLC and its investment professionals.

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                                  • WHO WE ARE
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                                      • Strategic Resources
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